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The market is going through a correction. If you are NOT our client and - You are 5 years from retirement, I feel you should pull your money out of the market. We may be heading for a real low bear market like we experienced in the 1970s, and you won't have time to recover. If you have the % of your age in guaranteed funds and the rest in the market I think you should stay firm. i.e. your have $100,000 in retirement savings and you are 60 years old. $60,000 should be in guaranteed accounts and $40,000 can stay in the market. That $40,000 can be earmarked for access when you are 70 or older. The only true way to decide is to come in for an appointment and bring your tax returns for the last two years, current pay stubs from you (and your spouse if you are married), current investment statements, and copies of your life insurance policies, if they are whole life. Call my assistant Angie at 888-GO-4-WEALTH.
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